API reference

Payment methods

The methods enabled on your account.

GET{BASE_URL}/payment-methods

Returns the methods enabled on your account. Call this first; do not hardcode method codes.

Response · 200 OK

[
  {
    "code": "mobile_money_mtn",
    "name": "MTN Mobile Money",
    "type": "mobile_money",
    "scope": "country",
    "countries": ["CG"],
    "currencies": ["XAF"],
    "required_customer_fields": ["phone"]
  }
]

Field	Meaning
`code`	The value to send as `method` on a payment or payout
`scope`	Whether the method is country-scoped, which determines if `country` is required
`countries`	Countries the method covers
`currencies`	Currencies the method settles in
`required_customer_fields`	What the `customer` object must contain for this method

✓

Build against this. Drive your checkout options from this endpoint. When a method is enabled or withdrawn on your account, your integration follows without a code change.

Maly Payments API v1 · Documentation 1.1 · July 2026
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